October 11, 2017
The Annual Enrollment period for AT&T Midwest Active Employees began on October 9th at 7 a.m. and continues through October 20th at 7 p.m. Central time. A correction period will run during the two weeks immediately following the enrollment period.
Following is a summary of changes to your benefit plans for 2018:
PLEASE NOTE: ALL EMPLOYEES CURRENTLY ENROLLED IN THE BARGAINED MIDWEST PPO OR MIDWEST HCN PLANS HAVE BEEN DEFAULTED BY AT&T INTO OPTION #2. TO KEEP THE SAME COST SHARE STRUCTURE YOU HAD IN 2017 YOU MUST SELECT OPTION 1 WHEN ENROLLING IN YOUR 2018 BENEFITS IF YOU DON’T YOU WILL AUTOMATICALLY RECEIVE OPTION #2 BENEFITS IN 2018.
Option 1 and Option 2 are the same AT&T Midwest Medical Program with different cost sharing structures. That means that you will get the same services covered but your Monthly Contributions, Deductibles, Out-of-Pocket Maximums, and Coinsurance amounts will be different under each option.
Option 2 is a new high deductible health plan (HDHP) and those who enroll in Option 2 can elect to contribute to a Health Savings Account (HSA). Keep in mind that if you contribute to an HSA and an FSA, your FSA will be limited to Dental and Vision expenses. For more details on HSAs and FSAs see the Annual Enrollment Guide.
Monthly contributions, Deductibles, Annual Out-of-Pocket Maximums, and Coinsurance amounts are changing. Deductibles now count toward your Out-of-Pocket Maximum. With Option 2 the Deductible and Annual Out-of-Pocket Maximums are integrated with the prescription drug plan.
You can review your available options and Health Plan Comparison Charts online at att.com/benefitscenter or you can call the AT&T Benefits Center at 1-877-722-0020 to request a mailed copy.
It is important that you review your current coverage and available options. Don’t assume that you will default to your current coverage if you make no changes. Your current plan may not be an available option!
Enrollment can be completed online (att.com/benefitscenter), by phone (1-877-722-0020) or from your mobile device. Keep a copy of your Enrollment Confirmation for your records.
Taking a moment to review your options and confirm your elections now can prevent unnecessary grief later.