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November 16, 2018
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IBEW 21 Benefits Report June 2013- AT&T Dependent Eligibility
Updated On: May 07, 2015

The IBEW 21 Benefits Department received multiple calls about dependent eligibility for coverage under AT&T’s benefit plans. Here is a summary of the eligibility rules :

For coverage under the AT&T Comprehensive Health Care Plan, which includes the PPO and Health Care Network options, eligible dependents include:

  1. Your Spouse or Legally Recognized Partner.
  2. Your Child(ren) until the end of the month in which they reach the age of 26, regardless of marital status. This includes biological children, children placed with you for the purposes of adoption, children you have legally adopted, your stepchildren, the children of your Legally Recognized Partner and children for whom either you or your Spouse/Legally Recognized Partner is a Legal Guardian.
  3. Your unmarried Disabled Child(ren) age 26 or older, who is incapable of self-support due to a mental or physical disability and is fully dependent on you for support.

For coverage under the Dental and Vision Plans, eligible dependents include:

  1. Your Spouse or Legally Recognized Partner.
  2. Your Unmarried Child(ren) until the end of the calendar year they reach the age of 19, or, if they are full time students, the end of the month in which they graduate, leave school or reach the age of 25, whichever comes first.
  3.  Your unmarried Disabled Child(ren) age 26 or older, who is incapable of self-support due to a mental or physical disability and is fully dependent on you for support.

The dependent eligibility rules for Dental and Vision Plans will change on January 1, 2014 and will include:

  1. Your Spouse or Legally Recognized Partner.
  2. Your Unmarried Child(ren) until the end of the year they reach the age of 23.
  3. Your Unmarried Disabled Child(ren) who is mentally or physically disabled, incapable of self-support and was mentally or physically disabled before the date he or she would have otherwise become ineligible for coverage.

You have certain responsibilities for coverage under the benefit plans. You must enroll your dependents to receive coverage under the plans. You must notify the AT&T Benefits Center if your address changes, if your dependent enrolls in Medicare or if a covered dependent loses eligibility for any reason, such as divorce and attaining a certain age.

If you have a Change in Status event, such as birth of a child, adoption, divorce or death in the family you must contact the AT&T Benefits Center within 31 days of the event date to add or remove dependents. Keeping an ineligible dependent covered under the benefit plans constitutes benefit fraud.

Whenever you add a dependent you will receive a Dependent Verification Package in the mail within 7-10 days. If you do not receive it you must contact the AT&T Benefits Center and notify them. This package will provide you with a list of valid documents that you must submit to support your dependent’s eligibility for coverage. If you do not provide the necessary documents within the allotted time frame your dependent will not be covered retroactively to the date of the status event, they will only add your dependent prospectively the month following receipt of the required documents and you will be responsible for any medical, dental or vision claims incurred prior to that date.


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