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August 17, 2018
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401K Transition from AT&T Savings and Security Plan (ASSP) to AT&T Retirement Savings Plan (ARSP)
Updated On: Dec 27, 2017

December 8, 2017

As part of the current AT&T/IBEW contract, employees currently eligible to participate in the ASSP will transition to the ARSP effective January 1st, 2018. Balances in the ASSP (if any) will be transferred to one consolidated account under ARSP.

Here is a list of important dates and events to keep in mind:

12/22/2017 – 12/26/2017

A restricted period begins December 22nd at 3:00 p.m. Central time, through December 26th at approximately 7:30 a.m. Central time. You will not have access to make any deferral elections or future investment direction changes to your ASSP or ARSP accounts.

12/26/2017 – 01/05/2018

December 26th at approximately 7:30 a.m. Central time, you will be able to make investment election changes in your ASSP.


You will also have access to your new ARSP account to change deferral amounts and/or investment elections. Additional investment fund options will be available in the ARSP.

January 5th at 3:00 pm Central time ASSP account access ends. You will no longer have access to process any transactions under your ASSP account.

01/05/2018 – 01/08/2018

A restricted period begins January 5th at 3:00 pm Central time, through January 8th at approximately 11:00 am Central time. You will not have access to make any loans, withdrawals, distributions, exchanges, or any other financial transactions under your ARSP account. At this time, balances in ASSP accounts, including outstanding loans, will be transferred to the ARSP.

Your ASSP dollar-banded deferral election will be converted to a percent-based election and transfer automatically to the ARSP. The percentage will be calculated based on your weekly contribution amount as of December 22, 2017, rounded to the nearest percent.


The first 6 percent will be your Basic Contribution (receiving a company match), the remainder will be your Supplemental Contribution.

If you are an ASSP participant and want to maximize the company match under the ARSP review your current contribution amount (Basic and Supplementary) and confirm that it is at least 6%.


Beneficiary designations under the ASSP will not transfer to the ARSP when your balance is consolidated. You must make beneficiary designations for your new ARSP account when it becomes available on December 26, 2017.

Review your existing beneficiary designations once the ARSP account is set up and make any necessary changes by logging into Fidelity’s website at

Details and specifics about the transition process can be found here.

If you have additional questions or concerns you can contact the Fidelity Service Center by calling 800-416-2363. You can also contact the IBEW Benefits team at 630-960-4466 X228.


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